
   
Residential Sector
Canada Mortgage and Housing Corporation (CMHC) Mortgage Loan
Insurance Refund
Canada Mortgage and Housing Corporation (CMHC) offers a 10% premium refund on
its mortgage loan insurance premiums, as well as extended amortization to a maximum
of 35 years, to individuals who use CMHC-insured financing to purchase an energy
efficient home, purchase a home and make energy-saving renovations, or renovate
their existing home to make it more energy efficient.
For home buyers, the refund and extended amortization are available
- when the house is R-2000-certified
- when the house has an EnerGuide for Houses (EGH) rating of 77 or above
- when houses with a rating of less than 77 are renovated to increase the
houses at EGH rating by least five points and to a rating of at least
40.
The refund is also available for mortgages refinanced for the purpose of making
energy-saving renovations to houses with an EGH rating of less than 80. The renovations
must increase the houses rating by at least five points and to a rating
of at least 40.
EGH ratings are obtained through the EGH evaluation service. For those planning
to build a new R-2000 home, it is recommended that an EGNH Advisor evaluate the
building plans before the house is built. If the home is built to R-2000 standard
or rated 77 or above on the EGH scale, the borrower is eligible for CMHCs
Mortgage Loan Insurance for Energy Efficient Homes.
Extended amortization is available through participating lenders for new CMHC
mortgage insurance applications approved as of January 2005.
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Home Renewable Energy Generation
The following renewable energy generating materials and equipment are exempt
from provincial sales tax (Social Service Tax): wind-powered generating equipment;
solar photovoltaic collector panels; solar thermal collector panels; and micro-hydro
turbines and generators rated up to 150 kilowatts. In most cases, associated
and necessary components of these systems, such as wiring, controllers, inverters,
pumps, tubing and intake pipes (but not batteries), are also tax-exempt when
purchased as part of the systems.
Terasen Gas ENERGY STAR Natural Gas
Home Heating System
Terasen Gass Residential New Construction Heating Program
will pay $500 for installation of an ENERGY STAR® qualified
natural gas space-heating system and any natural gas water heater
in a new individually metered residential homes (note that the
water heater does not have to be ENERGY STAR qualified).
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BC Hydro Power Smart Fridge Buy-Back Program
BC Hydro will pick up, free-of-charge, your old, inefficient, second refrigerator
and give you a $30 payment. Eligible fridges must measure between 10 and 24 cubic
feet and still be in working condition. There is a maximum of two refrigerators
per customer account.
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Other things you might want to know about Energy
Efficiency and your home R-2000
The R-2000 initiative was developed by Natural Resources Canada (NRCan)
Office of Energy Efficiency to promote the use of cost-effective energy-efficient
building practices and technologies. The R-2000 Standard is based on an energy
consumption target for each house and a series of technical requirements for
ventilation, airtightness, insulation, choice of materials, water use and other
factors. The requirements go way beyond the current building codes. The result
is new houses that are more comfortable, quieter and with lower energy bills.
An R-2000 home uses at least 30 percent less energy than conventional new houses.
R-2000 requires builders to have special R-2000 training. R-2000 homes must be
inspected and tested during construction to ensure that it is meeting the Standard
and to receive certification upon completion.
Links:
Natural
Resources Canada - About R2000
The R2000 Website
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Energy saving Christmas lights - "SLED"
Energy-efficient seasonal light strings or Seasonal Light Emitting
Diodes (SLED) use less energy than standard incandescent Christmas light
strings. In addition to lasting up to seven times longer than conventional
Christmas lighting, they are much less prone to breaking and do not produce
a lot of heat, which reduces potential fire risk.
Lower your energy consumption, save money and reduce green house gases. This
Christmas, look for SLED when purchasing seasonal lighting for your home.
Home Energy Analyser
Natural Resources Canada's (NRCan) Home Energy Analyser is an online
tool to help you understand what you can do in your home to make it more
comfortable and energy efficient. Upon completion of the online questionnaire,
a report is provided that directs you toward the NRCan information sources
that can assist you in making energy saving changes to your home. It is
hoped the Energy Analyser will be able to model apartments in the near
future.
Links:
Natural
Resources Canada - Home Improvement Analyser
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Solar Water Heating
Water heating is one of the most cost-effective uses of solar energy.
Solar hot water systems can be used in a variety of applications
including residential homes, swimming pools, hotels, motels, restaurants
and laundromats. Solar water heaters are designed for the Canadian
climate and can last 20 years or more with minimum requirements for
maintenance. Solar systems can be designed into new buildings
or retrofitted into existing homes. Solar hot water systems
can be built for seasonal or year round operation.
Solar water systems supplement rather than replace a building's conventional
water heater. A typical system involves the placement of solar
collectors on a southerly facing roof. When there is enough
sunlight, a heat transfer fluid is pumped through the collector.
As the fluid passes through the collector it is heated by the sun.
The heated fluid is then circulated to a heat exchanger which delivers
the heat into an indoor water tank and then into the home's conventional
water heat. If the solar heated water is not hot enough, such
as when the day has been cloudy, the conventional water system will
bring the temperature up to the desired temperature.
For guidance on installing a solar hot water system in your home
or business, go to Canadian Solar Industries Association website
at www.cansia.ca and
look under Industry Directory. The Canadian Solar
Industries Association can be contacted at the following coordinates:
Phone: (613) 736-9077 (toll-free 866-5CanSIA)
Fax: (613) 736-8938
E-Mail: info@cansia.ca
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Did you know that 1/3 of the heat inside your home can escape through
your window? If you have single pane windows, adding storm windows
can cut your heat loss by as much as 50%. Lowe windows
can save 30% to 50% more energy than standard windows. |
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Solar Space Heating
Solar air heating involves preheating outside air before it is released
into a building thereby reducing the use of conventional fuel supply.
The warmed air can be distributed in a building as is, through the
building's primary heating system or used as combustion air in industrial
furnaces.
The most cost effective and efficient way of pre-heating outside
air is through the use of perforated-plate solar collectors such
as Solarwall. This involves the placement of dark metal cladding
over a south facing wall. The cladding is covered with tiny
holes to allow outside air to travel through the cladding.
As the air passes through the panel, it absorbs the solar generated
heat, which rises between the two walls to be drawn into the building's
ventilation system.
Another benefit of solar air heating is that it recaptures heat that
is normally lost through exterior walls and returns it to the building
along with solar heat absorbed by the air. This is equivalent
to doubling the R-value of the existing wall. A further benefit
of using this kind of system is that a smaller primary heating system
can be used which in turn reduces both the consumption of fuel and
the capital outlay of this system.
A solar air heating system can be incorporated into the design of
your new building or can be retrofitted to an existing structure.
A solar space heating system may use the same components as
an SDHW systems, but ties into the heating distribution system
in your household. Distribution systems that can work with SDHW
include hydronic radiator and floor-coil systems.
For guidance on installing solar air hearing system in your home
or business, go to the Canadian Solar Industries Association
website at www.cansia.ca and
look under Industry Directory. The Canadian
Solar Industries Association can also be reached at the following
coordinates:
Phone: (613) 736-9077 (toll-free 866-5CanSIA)
Fax: (613) 736-8938
E-Mail: info@cansia.ca
Links:
Canadian Solar
Industries Association
Renewable
Energy Deployment Initiative (REDI)
Natural
Resources Canada - About Solar Energy
BC
Sustainable Energy Assn - Solar Hot Water
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Ground Source Heat Pumps
Earth energy systems or ground source heat systems use the earths
temperature to provide heating and cooling to a building. A series of pipes
transfers absorbed solar heat into a building. In winter, the heat is directed
through the ductwork to warm the home. In summer, the system is reversed
to transfer heat out of the building where it is can be disposed of in
the ground. Ground source heat pumps can be a closed or open loop system
with the loop installed vertically or horizontally. A closed loop system
circulates fluid within the buried pipes; the open system circulates well
or surface water.
Ground source heat pumps provide a number of benefits including a significant
reduction in energy use compared to conventional heating systems, less maintenance
and repair costs, significantly increased indoor air quality and reductions in
GHG by 50% or more. Ground source heat pumps do not create heat through combustion
but simply move solar heat from one place to another.
Ground sources heat pump systems have a strong potential application in both
the residential and commercial sectors saving both energy and money.
Links:
Heat
Pump Information
Ground
Source Heat Pumps
BC
Sustainable Energy Association
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Keeping the Heat In:
- Insulate your home insulation is cheaper than energy. By insulating
your attic and basement you will increase your energy efficiency significantly.
- Install an energy efficient furnace.
- Draft proof your house. A well-insulated, well-sealed house keeps
cold air our, warm air in and controls moisture. Put weather stripping
on doors, windows and seals on exterior wall outlets. Put caulking
on window and door frames and seal around vents cable/wire wall entries.
- Service and clean your heating system.
- Add insulation to your water heater.
- Install a programmable thermostat. By programming your thermostat
to turn off when are sleeping or away you can save as much as 5 to
10% on your annual energy bill.
Lighting and Equipment:
- Covert your incandescent bulbs to energy-efficient compact fluorescents.
They are much cheaper, brighter and smaller than in the past and last
10 times longer.
- Turn lights and equipment off when you leave the room.
- Use task lighting for close work rather than lighting the whole room.
- Turn off your computer when not in use. The monitor uses up to 75%
of the energy powering your computer. By activating the energy-saving
feature of your monitor, you will save energy. Look in the Windows
control panel under display settings for this feature.
Appliances:
- Buy Energy Star appliances. Consumers should consider not only the
initial price of the appliance but how much energy the appliance uses
over the life of the appliance. Check the EGH label to help you calculate
the costs and savings.
- Dont run your dishwasher or washing machine until you have
a full load. Rinse clothes in cold water.
- Unplug your second fridge. Your fridge is the most expensive appliance
to run in your home.
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BC Hydro -
PDF File
CMHC
- About Your House
Natural
Resources Canada - Heating with Gas
CMHC
- Renovating for Energy Savings
CMHC
- Energy Efficient Upgrade - The Building Envelope
BC
Hydro - Common questions
BC
Hydro - Energy Efficient Windows
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